Life Insurance:At last Nigerians can now insure their life for free

Life insurance  or life certification, particularly in the Commonwealth, is an agreement between a protection approach holder and a back up plan or assurer, where the safety net provider guarantees to pay an assigned recipient an entirety of cash (the advantage) in return for a premium, upon the passing of a safeguarded individual (regularly the strategy holder). Contingent upon the agreement, different occasions, for example, terminal ailment or basic ailment can likewise trigger installment. The approach holder normally pays a premium, either frequently or as one singular amount. Different costs, (for example, memorial service costs) can likewise be incorporated into the advantages.life insurance i indeed a better way of life

Life arrangements are lawful contracts and the terms of the agreement portray the impediments of the protected occasions. Particular avoidances are regularly built into the agreement to confine the obligation of the safety net provider; normal samples are cases identifying with suicide, misrepresentation, war, riot, and common bustle.
A report contacting us from unique source from the workplace of the federal government that soon Nigerians will now be safeguarding their life for nothing however the news is not yet affirmed has we are yet to here anything from Mr president himself if this were to be among the Mr president's arrangement for his country i think its alright that their ought to be extra security cause national government we now in charge of the life of individual native

Mum spends £20k turning toddler into beauty queen

A 23 year single mum, Jas Sullivan, has splurged over $30,000 transforming her 22-month-old daughter into a beauty queen. She dresses her 22 month old,  Minnie-Beau in $20,000 worth of designer clothes and even makes her wear hair extensions and full make-up for pageants.

Now Minnie-Beau is making a name for herself on the beauty pageant scene with her trademark pout setting her apart from her rivals.

 Jas said:

 “I’ve been accused of sexualising my daughter but the people that say that are the ones with the sick thoughts – that doesn’t even enter my mind.

“It’s just like a dance competition – you get marked on your routines, your outfits and your make up too.

“I’ve spent probably around the price mark of twenty thousand pounds on Minnie and she’s worth every penny.

Dad tells His 2 year Old Toddler Daughter She Can't Have A Boyfriend - Her Reaction Is Priceless

The dad of a 2 year old toddler couldn't believe his ears when she walked into the living room and told him she had found her first love.
Playfully, he immediately told her she wasn't allowed to have a  boyfriend and her reaction was priceless, lol.

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More photos of Obasanjo with Buhari at the state house Yesterday

mmmmh

See University Students Exposing Their Assets While Fighting In Their Hostel Over A Guy[See photos]

This shameless students were recorded on video while fighting over a guy and exposing their bodies and assets in the process
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Photos: Campus Girls Shows Off Their Privates at A Graduation Party (+18)

According to our reader who sent in these photos, these are students of one of the Universities in the southern part of Nigeria at a graduation party. 

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Top 7 Signs To Know If Your Partner Truly Loves You

I call them “hard-to-miss” signs because someone who really loves you does them without even knowing – love compels them. Read below..

1. Wants To Spend Time With You:

When someone truly loves you, s/he will do everything they can to spend time with you irrespective of their schedule. Both of you might be occupied due to family, work, or other relevant commitments but someone who truly cares about you will always squeeze out time because they simply can’t do without you

2. ‘We’ Automatically Replaces ‘I':

Someone who loves you includes you in everything s/he does. He plans for both of you which makes them fond of using the word “we” instead of “i”.

Another word they’ll start using is “us”. It simply means your lover sees you as part of his/her life.

3. Fighting And Apologizing:

The truth is, you can never know how strong a relationship is until you both have a good fight. Someone who loves you isn’t afraid to fight and s/he says “sorry” whenever s/he wrongs you – putting pride aside. No matter who your partner might be outside, no matter his/her status at work, they set pride aside when they’re with you.

4. Respects Your Views:

Whenever you speak to your partner, s/he will listen. Someone who loves you will always listen to you no matter how senseless what you’re saying might be.

S/he listens calmly and corrects you boldly when s/he feels you’re wrong

5. Asks About Your Day:

This is a very obvious way of knowing if your partner truly cares about you. When you guys are together, does your partner ask how you spent your day? Does s/he tries to find out what happened at work? Even if you’re not together, such interests keeps communication routes open.

6. Showing Affection:

You don’t necessarily need to engage in frequent s*x to be emotionally intimate. However, showing some sign of physical attraction and closeness bonds the both of you. Example, resting your head on her shoulder, frequent hugging or holding hands while walking suggests that your partner feels some vital connection in you.

7. Admires You:

Someone who loves you is quick to admire you. They don’t hesitate telling you how good you look and they always thank God for blessing them with you. Someone who hardly notices your new hair-do or shirt cares less about you

Must Read,4 Secrets To Help You Keep A Successful Relationship

Relationships and marriages have their ups and downs, how do you deal with them? How much do you contribute to make it work? Here are 4 secrets to a successful relationship/marriage.

This is a simple but powerful guide on how to make your relationship/marriage a successful one.

1. Compromise

In a relationship, it’s not just about taking but also giving. If you think you’re not giving very much to help your relationship/marriage then you have to try and sniff out the areas to improve on.

A relationship is unequal when one side is taking much and giving less. Even if the giver has enough to offer, s/he will certainly feel bugged. At times, also contribute with the little you can. It shows seriousness and commitment.

2. Communication

Some relationships and marriages die due to lack of discussion. When you can’t find a way to freely discuss your problems and emotions with your

partner, then your relationship suffers a communication problem and doesn’t have a chance to run on a long term.

As partners or couples, you must find a way to communicate freely, openly, regularly and directly. You don’t have to wait for arguments before you speak your mind. You can always do that when you’re in good terms. It helps. However, doing this in a good and respectful manner is the key to effective communication.

3. Choose Your Battles Carefully

Sometimes, after having a fight with your partner, you’ll get to realize the reason for the fight wasn’t worth it. Before you allow arguments or fights to ensue, make sure it is worth it. Don’t fight over worthless issues.

Example, a friend recently called me on the phone, she asked, “Kay, I’m having a serious fight with my man and we can’t seem to sort it out, what do I do?” First of all, I asked her what was the reason for their fight and funny enough they were fighting over football clubs. I just laughed her off my phone because that wasn’t worth a fight.

Do you really want to start a fight with your partner because s/he bought you the wrong bathing soap? Do you want to fight him/her for mistakenly burning your shirt while ironing? Come on, there are many important things to fight over, not less important things.

These days, so many couples fight over the dumbest things. Try to avoid this.

4. Don’t Underestimate Trust & Honesty

As humans differ, so as different people have different areas of concerns but it’s understandable that everyone wants trust and honesty from their partner. Why? Because your partner should be the only person in the world you can fully depend on without doubts.

However, as long as trust and honesty issues are concerned, you have to understand when they matter most because virtually everyone tells a little lie (especially when dating).

Focus on big things that matters. Example, if they say they’re a medical doctor and you later discover they don’t even know the drug that fights headache, or if they claim they like kids but later refuse to have one with you.

Top 5 Tips On How To Strengthen Your Marriage and Relationship

Having a relationship or getting married is one thing, another thing is keeping it alive and ticking. Before listing the 5 tips, I’ll tell you a short story about a friend who kept having misunderstandings with his partner

One day, after making several complaints to me, he said, “I’ll allow fate decide the outcome of my relationship. 

Why did he say that when he loved his woman so much? The reason is that they just weren’t getting along and most times, the causes of their fights wasn’t worth it. But good enough, after counselling them both, they adjusted and today, they’re living happily as couplesTalking about how to keep your relationship/marriage alive, there are quite a load of things you should always do but here, I’ll mention just 5 important tips that should help you build and maintain a sweet relationship with your partner

1. Make Time for Your Relationship/Marriage When Possible:

Try as much as possible to make time for your partner week after week. For couples, having a standing date nightcan never be a bad idea. Even if you have kids or work week in week out, that shouldn’t stop you. Communicate to your kids (if married), friends, everyone, that this night is specially reserved for you and your partner. Keep the date every week and make it your priority, no matter what comes up.

2. Have Fun and do Pleasurable Things Together:

No matter how dry the fun might happen to be, sharing it and doing pleasurable things together fosters intimacy. A relationship is all about intimacy. Learn to share jokes, meals, funny movies, play times together – including outdoor activities. What matters most is that the activity is pleasurable and fun to you two.

3. Resolve Conflicts ASAP:

ASAP here means As Soon As Possible. I quite agree with you that it could be somewhat difficult to say sorry during a heated argument with your partner but then, try to resolve it as quickly as possible. However, it is easier to go your separate corners after having a fight but you have to know that when conflicts lingers or stays unresolved, it fosters long term hurt and resentment. It’s OK for you to disagree with your partner but it’s extremely important to find a solution quickly. I mean, as quickly as possible.

4. Keep the Romance Fire Burning:

In most relationships/marriage, romance isn’t an automatic occurrence. Due to our daily activities, time constraints and everyday pressures creates a tendency that robs us of spontaneity. In order to overcome this natural hurdle, romance must be consciously created. Remember, what keeps your relationship fresh and exciting is romance. It keeps the two of you close and makes the bond stronger.

5. Constant Communication: 

The key to a successful relationship/marriage is “Communication”. You don’t have to be far from each other before you consider communication skills to be essential in your relationship/marriage. When your spouse/partner is away at work, do check up on him/her. A simple phone call would definitely put a smile on his/her face. You can call to ask if he/she has had breakfast/launch – whatever the scenario might be, always try to build that communication platform. It brings creates a strong bond and makes you both happy.

In summary, Learn to tolerate. Try and understand your partner and don’t forget to resolve conflicts quickly. Implement the above tips and you’ll certainly enjoy your relationship/marriage. Meanwhile, the comment box is always open to air your views

OMG!!! DOCTORS DISCOVER A WOMAN WITH TWO V@GINA HOLE (GRAPHIC PHOTOS) I8+

Please I beg you don’t view this if you ain’t 18 above, I mean it!!!

                   Doctors in Maryland have found a woman with a very UNUSUAL condition – she was born with TWO VAGINAS – side-by-side. According to a report online, the woman actively uses ONE of the vaginas, and the other one is still a “virgin”.

Doctors performed a FULL medical exam and determined that BOTH vaginas were fully functional but both lead to her SINGLE uterus. Aside from having two vaginas, everything else in the woman’s anatomy is THE SAME.

And in case your wondering, she menstruates out of BOTH during her time of the month

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Must Read!! Church Prophet Dies While Sleeping With Church Member’s Wife

A prophet with a ‘White Garment’ church in a suburb of Lagos, identified simply as ‘Woli Adesoji’, has reportedly died during sex with the wife of his close friend and an elder in the church.

It was gathered that the ‘Woli’, was actually expelled from another church where he was a prophet after he was caught with a member’s wife and he later opened his own church and seemed to continue in his indulgence.

Being the leader of the church, Adesoji had a free reign and slept with any woman he deemed fit, both married and single, especially those who sought for fruits of the womb or husbands.

A church member who revealed the deed to us, said:

“It was a thing of shame when Prophet Adesoji, a married man with several children, died while making love to another man’s wife. And the woman is married to an elder in the church.

We all know Woli to be very randy and had been suspected by many but since he was the founder of the church, no one could confront him. It seemed the woman’s husband had planted ‘magun’ (a Yoruba voodoo meant to prevent a woman from committing adultery), on his wife and behold, it was Woli that was caught in the trap.”

He died in a very shameful way in his private room in the church. The woman has since fled the area while church members have been trying to come to terms with the ugly incident.”

Too Bad,Lecturer Caught Having S3x With 18 Year Old Unilag Admission SEEKER(18+ photos)

The police on Thursday arraigned a part-time lecturer, Afeez Baruwa, for allegedly r@ping an 18-year-old admission seeker. An accusation Baruwa said was false, he said the act was consensual.

The 42-year-old lecturer was arraigned before an Ikeja Magistrate’s Court in Lagos on Thursday.

The 18 year old victim and her father were in the court premises with agony written on their faces.

The lecturer’s wife and other relatives were also observed in the court.

Baruwa was arraigned by the police on one count of r@pe.

The charge read,

“That you, Baruwa Afeez, of Block 73, Flat 2, Abesan Estate, Ipaja, Lagos, on July 23, 2015, at about 09.25 hours, at the Faculty of Business Administration Annex building, Room 8, University of Lagos, in the Ikeja Magisterial District, did unlawfully rape one (name withheld), aged 18 years, and thereby committed an offence punishable under Section 258 of the Criminal Law of Justice, Law of Lagos State of Nigeria, 2011.”

The accused pleaded not guilty to the charge.

The Magistrate, Mrs. O. Awope, admitted the accused to bail in the sum of N250,000 with two sureties in like sum.

Awope ordered that Baruwa should be remanded at the Kirikiri prison until his bail terms were perfected.

The matter was adjourned till September 9, 2015 

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See The Two Things That Must Happen To You If You Sleep With A Lady That Have Committed Abortion Before

See The two things that must happened to than man who went a s leep with a man whom has abo rted a baby.

1. God must judge and punish that lady for the killing of that innocent baby, and any punishment being given to

her by God will also go to that man who has sl ept with her.

2. The blood of that man and that lady will unite together and become one. And the abo rted babe will be crying to God for avenge. And whatsoever God decided to do to that lady will also affect that man.

See The 8 Things Girls Secretly Want Guys To Do In The Bedroom But Are Too Shy To Ask

1.Openness

Every woman wants to reveal her partner her deepest nau ghty fantasies, but not every woman can entrust her secret dreams. That’s why a man must be totally open in b ed. The more open a guy is about his intimate desires, the more open a woman will be with hers.

2. Listening

To be heard is one of those things women always want to get from guys, even under the sheets. We know exactly what we love doing in b ed. Guys should just listen to us and respond to our guidance on how to satisfy us best. Of course, their efforts will be rewarded.

3. Passion

There is no doubt women dream about all sorts of romance, candles, flowers, gentle words etc. But men should not forget about passion as well, raw passion. Sometimes the best way to satisfy a woman is to just take her, kiss her hard, and make no apologies for how desperately he needs all of you.

4. Aggressiveness

We, women, are quite enthusiastic about aggressive s ex, aren’t we? Even a little roughing under the sheets can do wonders for our s exual life.

We do not want our men to be aggressive on every occasion, but sometimes guys must definitely turn into real aggressors and feel free to venture into this darker world of intimate desires.

5.Focus on entire body

Unfortunately men often make this mistake. They pay attention to a few places on a woman’s body when trying to bring her pleasure. But we don’t actually want our partner to focus only on these “obvious” intimate spots. We want guys to pay attention to our entire body rather than the sum of its parts.

6.Longer oral s ex

It’s just incredible how many men don’t give their women oral s ex that often, or even don’t do it at all. They actually think it’s OK. But it’s definitely not! Guys expect oral s ex for themselves, but do not always return the sentiment to girls. It’s a huge mistake. Agree, girls? We want men to experiment a little bit do wn there and figure out what we like best.

7. Domination

We, women, want it all, to dominate and to be dominated. We want men to take charge in b ed as well as we want to take charge by ourselves. Sometimes to control everything what’s going on between the sheets brings us real pleasure, “the cowgirl” position works the best in this case. The must-remember tip here is to switch these roles from time to time.

8. Dirty talk

Women love di rty talk, but men often miss giving it to us. Every girl secretly wants her partner to engage her naug hty side and tell her exactly what he is thinking about, not just flowery sweet nothing. Our halves must tell us about their dirtiest s exual desires and then fulfill them in the b edroom!

So, these are the main things women want their men to do in the b edroom. Don’t be upset if your partner doesn’t do all of them. Just talk to him, and don’t be afraid to reveal your deepest and darkest desires. Find out his secret fantasies too. Understanding and trusting each other is the best way to spice up your s exual life

Food To Avoid If You Plan To Have S3X

he food we eat can affect our s3x drive in both a positive and negative way. Here’s the list to watch…Cheese: Dairy, generally, is a libido killer. For many, dairy is congesting and mucus-producing, so not the ideal way to feel before s3x! Beans: This depends how you are digesting beans. For some, they’ll feel full of energy after a bean-filled meal; for others,they may feel sluggish or, at worst, bloated and even an increase in flatulence. So, best avoided.

Chocolate: Choose your chocolate carefully, as not all chocs are bad. Go for dark chocolate that contains a minimum of 70 percent cocoa, as it will be the most nutritious way to consume this delicious, sensual food! Dark chocolate is naturally high in manyantioxidants. Choose raw

for the highest possible levels of naturally occurring nutrients. Chocolate is rich in L-tryptophan, which is aprecursor to serotonin. With good levels of serotonin, we feel happier and this decreases our stress levels. Dark chocolate also contains phenyl ethylamine, which is the same ‘feel good’ chemical that the body produces during those first moments of falling in love.

Hot dogs: The high saturated content of hot dogs can clog upthe v@ginal and p3nile arteries, making this the least romantic\handheld treat around. All processed foods are a no for libido. Hotdogs are a very processed food in an overly processed bun that provides very little nutrition. You may feel sluggish and low in energy – not good for feeling s3xy.

Peppermint: The menthol in peppermint has been shown to reduce testosterone levels, sending your s3x drive plummeting. And while bad breath is a turn-off, definitely do not chew gum, as chewing brings more air into your system, making you prone to burp.

Tonic water: This often contains quinine, which is used as a flavouring agent in tonic water and some other beverages. Quinine has been used as an anti-malarial agent, but it’s been linked to a decrease in s3xual function, so avoid before s3x.

French fries: Again, an overly processed food that has a very high glycaemic index, meaning that this food releases its energy very

quickly into our systems. You may feel initially good on eating them, but pretty soon after, your energy levels will quickly slump, leaving you feeling low – all libido killers!

Red meat: For some, red meat energises, providing them with iron, which will increase oxygenation throughout the body. For some people, red meat itself may make them feel more ‘animal
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Meet Nigeria First Trangender, An IDOMA Boy Who Turned Into A Woman[SEE PHOTOS]

Clifford Oche, was born a male to the family of Mrs. And Mrs. Agbo Ella in the dusty Benue town of Otukpo, he was raised in the capital city of Abuja. After two failed suicide attempts he escaped to London ten years ago where he has since been living as a woman.

The first Nigeria transgender man, Oche Clifford who is now Miss. Sahhara, who was born a male before becoming a model and singer, she may not have a lot of fans in the country since she left for the UK, but she is concerned with what is happening in Nigeria.

BIG BABE REBECCA HAS NO SHAME, SHARES MANY DIRTY PHOTOS OF HERSELF ON TWITTER

This is why we keep repeating the same thing, that Our L@dies should try to c@ution themselves and not send v!de0s and p!ctures that sh0ws their

b0dy or allow the gu-ys to take their p!ctures while d0ing !t. See p!cs here

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7 DIFFERENT FOODS THAT MAKES MEN ACTIVE IN BEDROOM (IT’S A MUST READ)

To sustain marriage these days, men need to be super active and makes their wives enjoy them. This is why VibeNigeria.com will like to discuss

Foods That Makes Men Active In Bedroom

Having a healthy s*x life plays an important part of our wellbeing.  Low libid0 in men is much more common than we are lead to believe. There are many reasons why men can lose their s*x drive and simple factors like tiredness, stress, depression, certain medications (antidepressants and hypertensive drugs), excessive alcohol consumption, illicit drug taking, and low testosterone levels may all play a part.

Having a newborn can also put the breaks on your s*x drive for a while due, primarily, to lack of sleep. Did you know that what you eat can also affect your desire for s*x. Here are some foods that will help spice things up in the bedroom. Help you enjoy a better s*x life. The Following Aren7 Foods That Makes Men Active In Bedroom

1. Pumpkin and sunflower seeds

Snacking on these nutritious seeds will help boost your zinc levels. Zinc is one of the most important minerals needed to improve sperm health and quantity and boost testosterone levels. Seeds also contain healthy fats that are vital for s*xual health. Add a handful to breakfast cereals, salads or to a trail mix.

2. Maca

This Peruvan superfood is considered ‘nature’s Viagra’ as it is a renowned aphrodisiac, improving s*x drive and s*xual performance. Maca is also rich in B vitamins, to help boost energy levels, and relieve stress. Add a spoonful to smoothies, soups or breakfast cereals.

3. Meat

Beef and pork contains high levels of L-Carnitine, an amino acid that can help boost libido, s*xual function and testosterone levels in older men. L-carnitine also helps improve energy levels by increasing the burning of triglycerides as fuel in the body.

4. Bananas

Bananas are an excellent source of B vitamins, needed to increase energy production and to dampen your stress levels. Bananas also contain tryptophan, an amino acid needed for serotonin production, our ‘feel good’ hormones. Bananas are also packed with potassium, used to produce s*x hormones, and improve heart health and s*x drive. Bananas also contain an enzyme called bromelain, which helps improve blood flow and increase libido.

5. Cacao

Cacao, or raw chocolate, is also a well-known aphrodisiac that is rich in potent antioxidants called phenols, which are good for your heart.  Of course, a healthy heart means a healthy s*x drive. Cacao can lower cholesterol levels and blood pressure. When you eat chocolate you actually get an increase in endorphins, the same chemicals you release when you are in love. Cacao also contains phenylethylamine, a chemical that boosts dopamine levels, which increases your feelings of desire. Add a spoonful of cacao to smoothies, or enjoy some good quality dark chocolate.

6. Raw nuts

Snacking on raw nuts can help bring a spark back to your bedroom. Nuts such as almonds, cashews, Brazil and hazelnuts are rich in the amino acids L-Arginine, which boosts the production of nitric acid in the body, this will increase the production of s*x hormones, and promote a firmer er3ction and better s*xual performance. Nuts are also an excellent source of essential fatty acids, which are healthy fats needed for male s*xual health. Add some mixed crushed nuts to muesli or salads, or add to smoothies.

7. Celery

Including more celery in your diet can also bring a spark back to your s*x life. Eating celery can increase the pheromone androsterone, which is a natural aphrodisiac found in male perspiration. Celery also contains chemicals that can help dilate blood vessels, increase s*x drive, and enhance climax. Try a vegie juice with celery, or snacking on this s*x boosting vegie with hummus or almond butter.